Based on her situation, what is Gracie likely eligible for?

Gracie is likely eligible for Advance Premium Tax Credits (APTCs) based on specific criteria related to her income and the cost of health insurance. APTCs are designed to lower the monthly premium costs for health insurance purchased through the Health Insurance Marketplace. They are available to individuals and families with incomes between 100% and 400% of the federal poverty level who do not have access to affordable employer-sponsored insurance or Medicare.

This financial assistance is particularly important as it makes health insurance more affordable for individuals who might struggle to pay the full premium amounts. By using APTCs, Gracie can significantly reduce her out-of-pocket expenses for health coverage, therefore improving her ability to obtain necessary health services.

The other options refer to different kinds of health insurance options. Preferred Provider Organization (PPO) plans and private insurance options are forms of insurance coverage but do not indicate any financial assistance in paying for premiums. Hospitalization coverage only is too limited and does not encompass broader health insurance support, which is a key feature of the APTCs.