If a consumer qualifies for Cost-Sharing Reductions (CSRs), which metal level must they enroll in to receive extra savings?

Prepare for the 2026 George Access Test. Use flashcards and multiple-choice questions, each with hints and explanations. Get exam-ready now!

The correct answer is Silver because Cost-Sharing Reductions (CSRs) are specifically designed to lower out-of-pocket costs for consumers who enroll in a Silver level plan. When a consumer qualifies for CSRs, these savings can dramatically reduce deductibles, copayments, and coinsurance, making healthcare more affordable. Enrollment in a Silver plan is necessary to access these extra savings, as CSRs do not apply to plans at the Gold, Platinum, or Bronze levels. Thus, only Silver plans allow qualifying individuals to benefit from the additional financial support provided by CSRs.

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