Which factor is not used to calculate the amount of an Advanced Premium Tax Credit (APTC) a consumer is eligible for?

The Advanced Premium Tax Credit (APTC) is calculated based on several key factors that determine a consumer's financial need and eligibility. Annual income is one of the primary metrics assessed, as it reflects the consumer's ability to pay for health insurance premiums. Additionally, household size is crucial since it influences the income threshold for eligibility; larger households generally qualify for more assistance due to the adjusted income limits.

Employment status is also relevant, as it can impact income levels and the consumer’s eligibility for other forms of assistance or health insurance coverage.

In contrast, level of education does not play a role in determining APTC eligibility. While it can influence job opportunities and income potential, it is not included in the specific calculations for APTC. Therefore, it is the factor that is not utilized when determining a consumer's eligibility for the Advanced Premium Tax Credit.